From purchase to refinance to bridge financing — we match small business owners and investors with the right commercial real estate lender. 25+ years of commercial lending experience across the team.
Commercial real estate financing isn't one-size-fits-all. Your property type, use, and borrower profile determine which structure and lender fits best. We figure that out so you don't have to guess.
When you buy a building to run your business in it — office, warehouse, retail, light industrial. SBA 504 is the gold standard for owner-occupied deals with its below-market fixed rates and lower equity requirements. Conventional and CMBS are alternatives for larger deals.
Multi-tenant office, retail strip centers, apartment buildings, industrial flex space — investment properties are underwritten on income, not owner financials. Expect 25–40% down, tighter DSCR requirements (1.25x+), and more documentation than owner-occupied deals.
Refinance your existing commercial property to lower your rate, extend the term, access equity, or stabilize debt that's coming due. Owner-occupied properties may qualify for SBA 504 refinancing which often results in significant payment reduction. Investment properties can be refied to improve cash flow or cash out.
Short-term financing (6–36 months) for situations that need to close fast or require more flexibility than conventional loans allow. Buy a value-add property, fund a renovation, or bridge to long-term financing. Bridge loans carry higher rates but close in days to weeks, not months.
Commercial real estate underwriting focuses on the property's income and your ability to service debt. Here's what matters most — and how to put your deal in the best position.
Tell us about your property and what you're trying to accomplish — purchase, refinance, cash-out — and we'll give you a clear recommendation. Every conversation is free and carries no obligation.
Commercial real estate finance is specialized — the same lender doesn't do a dental office and a 50-unit apartment building. We match your deal type to the right capital source.
Owner-occupied practice purchase, buildout, and expansion for healthcare providers.
Purchase or refi of retail storefronts, restaurant locations, and strip centers.
Warehouse, light manufacturing, and flex space for owner-operators and investors.
Professional office buildings, medical office, and mixed-use with ground-floor retail.
Small-to-mid apartment buildings, 5–50 units. Conventional and bridge options.
Auto dealerships, repair shops, and car washes — special-purpose CRE financing.
Small hotels, motels, and select-service properties. SBA and conventional options.
CRE bundled with business acquisition. SBA 504 for owner-occupied business purchase.
SBA 504 fixed rates vs. conventional floating vs. bridge — the structure you choose can mean a difference of hundreds or thousands per month on the same property. We find the structure that minimizes your payment and maximizes your flexibility.
A deal with low DSCR but strong equity may need a different lender than one with high DSCR but lower equity. We know which lenders weight which factors and match accordingly. Most borrowers who go direct to a bank submit to one lender and take whatever they offer.
Banks love $5M+ deals and deprioritize anything under $2M. But small commercial properties ($250K–$1.5M) are exactly where SBA 504 and community banks shine. If your deal is in that range, going direct to a big bank means waiting in line behind larger deals.
Refinancing investment properties to access equity is one of the most common ways successful commercial real estate investors fund their next deal. We identify when cash-out refinancing makes sense and structure it to maximize what you pull out.
Under 3 minutes. We'll follow up within one business day with a match or a straight answer on fit.
Industries with the highest CRE and SBA 504 loan volume — find your industry's financing guide.
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Earn referral fees when your clients get funded. $25K–$5M+, all 50 states, no exclusivity.