Commercial vehicles, construction equipment, medical devices, manufacturing machinery — if it holds value, we can finance it. Get matched to the right equipment lender in days, not weeks.
Equipment financing isn't one-size-fits-all. Depending on your equipment type, cash flow, and ownership goals, we'll recommend the structure that maximizes your advantage.
Buy new equipment with a term loan or finance lease. The equipment itself is the primary collateral, which means faster approval and better rates than unsecured business loans.
Most lenders will finance used equipment that is under 10–15 years old and has established resale value. Construction equipment, commercial vehicles, and medical devices are the most financing-friendly categories.
If you own equipment outright or have existing high-rate equipment debt, refinancing can unlock equity and lower your monthly payments. Rates and terms depend on equipment condition, remaining useful life, and your credit profile.
Sell equipment you already own to a leasing company and lease it back. You receive a lump sum equal to the equipment's current market value while continuing to use it. Converts a capital asset into immediate working capital.
Equipment financing is collateralized by the equipment itself, which gives lenders more flexibility than unsecured loans. Here's what they evaluate — and how to put your best foot forward.
Tell us what you're trying to accomplish — buying new, refinancing existing, or accessing equity from equipment you own — and we'll tell you the best path forward. No cost, no commitment.
Equipment is the backbone of these businesses — and financing it intelligently is how the best operators stay competitive. These are the verticals where we place the most equipment deals.
Excavators, cranes, loaders, concrete equipment — heavy machinery financing is our specialty.
Semi-trucks, box trucks, trailers, and fleet vehicles. Owner-operators to mid-size carriers.
CNC machines, injection molders, printing equipment, and production line machinery.
Imaging systems, dental chairs, surgical equipment, and practice automation tech.
Tractors, harvesters, irrigation systems, and processing equipment for farms of all sizes.
Service vehicles, HVAC units, lifts, and diagnostic equipment for trades businesses.
Commercial kitchen equipment, cold storage, point-of-sale systems, and delivery vehicles.
Server infrastructure, lab equipment, and specialized tech hardware for growing firms.
Because the equipment is the collateral, lenders move faster. No lengthy cash flow analysis or business plan review required. Most deals close in 3–7 days vs. 45–90 for unsecured SBA loans.
Equipment-backed financing typically carries 1–3% lower rates than unsecured business loans for the same credit profile. The more financeable your equipment (strong resale value, long useful life), the better your rate.
Financing instead of buying outright preserves your cash reserves for operations, payroll, and growth. Equipment leases often require little to no down payment — keeping your capital liquid.
Section 179 expensing and bonus depreciation can allow full deduction of equipment costs in year one. Operating leases may also qualify as fully deductible business expenses — check with your accountant.
Under 3 minutes. We'll follow up within one business day with a match or a straight answer on fit.
Industry-specific guides with approval requirements, equipment types, and lender expectations for your sector.
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Earn referral fees when your clients get funded. $25K–$5M+, all 50 states, no exclusivity.