The complete guide to qualifying for an SBA loan in 2026. Covers 7(a), 504, Microloan, and Express — requirements, eligibility, documents, and the roadmap to approval.
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Everything you need to assess, prepare, and position yourself for an SBA loan approval.
7(a) vs. 504 vs. Microloan vs. Express — side-by-side table: amounts, terms, rates, collateral, time to close.
Exact thresholds for credit score, time in business, revenue, DSCR, and collateral by program type.
Which industries qualify and which are explicitly excluded per SBA policy — including franchise guidance.
Week-by-week preparation plan: what to do in month 1, month 2, and month 3 to maximize approval odds.
The complete list of everything lenders require: tax returns, P&L, bank statements, business plan, and more.
The specific causes that kill SBA applications — and the exact fixes for each one before you apply.
Instant PDF delivery. Covers everything from program selection to the day you close.