Free PDF Β· Business Acquisition

The Business Acquisition Funding Roadmap

The step-by-step guide to structuring acquisition financing β€” from SBA 7(a) to seller carry-back to conventional loans. Lender evaluation criteria, deal-killer checklists, and a 90-day close timeline.

1
5 financing structures β€” SBA 7(a), seller carry-back, conventional loans, partner buyouts, and search funds β€” with real terms, rates, and down payment requirements
2
How lenders actually evaluate acquisition deals β€” DSCR, SDE multiples, buyer experience scoring, and the industry risk factors that determine your rate
3
90-day close timeline β€” week-by-week from LOI to funding, with the exact sequence of lender requirements, due diligence steps, and deal-killers to avoid
βœ“
$250K–$5M+
βœ“
SBA 7(a) acquisition loans
βœ“
Commercial finance veterans

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What's Inside the 6-Section Roadmap

Everything you need to structure, qualify for, and close acquisition financing.

1

5 Financing Structures

SBA 7(a) acquisition, seller carry-back, conventional bank loans, partner buyouts, and search funds β€” with terms, rates, and down payment requirements.

  • SBA 7(a): 10% down, $5M max, 10–25yr
  • Seller carry-back: flexible terms, negotiate directly
  • Conventional: strong profile, faster close
2

How Lenders Evaluate Acquisitions

DSCR, SDE multiples, buyer experience scoring, and the industry-specific risk factors that determine your rate and approval odds.

  • DSCR thresholds by product type
  • SDE calculation walkthrough
  • Buyer experience scoring explained
3

90-Day Close Timeline

Week-by-week from LOI to funding. The exact sequence of lender requirements, due diligence documents, and critical deadlines.

  • LOI to lender selection: Week 1–2
  • Application submission: Week 3
  • Due diligence: Week 4–8
  • Closing: Week 10–12
4

7 Deal-Killers (With Pre-Close Fixes)

The acquisition-specific errors that kill deals β€” and the exact fixes to apply before you submit your application.

  • Overpaying without lender awareness
  • Missing representations & warranties coverage
  • Inadequate working capital reserves

Built by LeadCove β€” helping small business owners access $25K–$5M+ in business funding since 2026

For business buyers using SBA 7(a), conventional loans, or seller financing to acquire established businesses

Includes lender pre-qualification timeline, QoE report checklist, and 7 deal-killers with pre-close fixes

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Instant PDF delivery. Covers everything from financing structure selection to the day you close.